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Home>> RRSP

"Without a solid retirement plan, the years you've worked so hard for could become the toughest to survive."

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An RRSP (Registered Retirement Savings Plan) is a tax-advantaged account that helps Canadians save for retirement. Contributions are tax-deductible, and investments grow tax-free until withdrawn. At retirement, withdrawals are taxed as income, making RRSPs a key tool for building a secure financial future.

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Advice For First Time Home Buyers

Maximize your RRSP contributions not only to reduce your taxable income but also to take advantage of the Home Buyers' Plan (HBP), which allows first-time home buyers to withdraw up to $35,000 from their RRSP tax-free for a down payment on their first home.

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